The government has made it clear that you can have both types of appropriations as long as they are used for different expenses or ”not for the same purpose.” It may be wise to keep funds separate and use PPP loans to pay employees, since 75% of the funds must be spent on the pay slip to be allocated. You can use FDI funds for your other operating expenses. 3. The undersigned requires that the language of this certificate be included in subcontracting documents at all levels (including subcontracting, subcontracting and contracts under grants, loans and cooperation agreements) and that all sub-beneficiaries certify and disclose it. The lender can set its own payment plan as long as all loan proceeds are paid within 24 months from the date of approval. .